Fire Damage Doesn't Have to Ruin Your Life

According to the NationalFire Protection Association, U.S. fire departments responded to an estimated 1,345,500 fires in 2015. These fires caused 3,280 civilian deaths and 15,700 civilian injuries and $14.3 billion in property damage. The 2015 U.S. fire loss clock a fire department responded to a fire every 23 seconds. One structure fire was reported every 63 seconds.

• One home structure fire was reported every 86 seconds.
• One civilian fire injury was reported every 34 minutes.
• One civilian fire death occurred every 2 hours and 40 minutes.
• One outside and other fire was reported every 52 seconds.
• One highway vehicle fire was reported every 3 minutes 1 seconds.

A fire can happen to anyone at anytime. Even when loved ones are safe, the impact of losing property and your home or business can be devastating. You may need to relocate to temporary housing and quickly replace items like clothing and food. The emotional and physical toll can be debilitating.  Add the stress of dealing with your insurance company and having to advocate for a full and fair settlement is not only unpleasant but also exhausting.

Fire damage to your property may be obvious. There may be burns, charred wiring, and even parts of your home or business that can no longer be used. The most significant losses are often harder to determine. That can be due to lingering smoke and soot causing unpleasant smells and health risks. Structural elements can be damaged, creating the risk of collapse. Even internal wiring and plumbing might be affected.

For all of these reasons, it’s important to have a team of experts who understand fire damage advocating on your behalf when you file an insurance claim. You need someone who understands the nature of fire damage claims. You also want expert advice when it comes to determining the value of your losses, completing insurance forms, and negotiating with adjusters.

Our Guardian Public Adjusters are ready to step in and ensure you get the maximum value from your home or commercial insurance policy. We’ll work directly with you every step of the way:

• Evaluating the complete extent of the fire damage to your home or business
•  Searching your property for hidden damages or losses
• Figuring out the value of items that were lost or damaged
• Assisting you with the completion of insurance claim forms
• Working with insurers to get you a quick settlement

It’s never easy to recover from a fire but positive feelings can begin to re-emerge as the focus shifts towards the future. Safety, security, and comfort are regained, and life moves forward once again because Guardian Public Adjustersand Claim Consultants helps make working with your insurance company faster, easier, and more equitable. Call us today at 309-267-4490 to see what we can do for you.