Tips for Filing Insurance Claims
Whether it is a flood, fire, or weather-related event, when a disaster strikes, knowing that you have a property insurance policy to cover repairs needed can be a real stress reliever. It’s important to know, however, that there is much more involved than making a phone call to the insurance company. Knowing what to expect can make the claims process less demanding. Clear well-rehearsed steps . Just like many families have a fire emergency exit plan in place, have a plan in place if you have to file an insurance claim. Know where your actual policy is kept - whether it’s a paper or digital copy and know the insurance policy number. Adjust your expectations. Many times, people believe that the actual disaster is the most distressing part of the situation. While most often the case, the aftereffects, like navigating the red tape and paperwork, are also distressing. Expect delays, additional questions, and challenging situations. There is always more paperwork in...
