What is a Public Adjuster and When Should You Hire?

Are you dealing with the aftermath of a natural disaster? Have you been a victim of robbery? You are not alone. Hiring a public adjuster will be able to work for you to ensure you get the peace of mind and the maximum value that you lost.

When is a public adjuster needed for a homeowner? 

❖      Fires and smoke damage

❖      Flooding and mold

❖      Hail, high winds, and electrical storms

❖      Accidents and break-ins

First : They will assess the damage from a fire, flood, robbery or storm to be sure nothing significant has been missed.

Second: They help you to find a full and accurate value for every loss.

Third: They work with you to file your insurance claims so they can be processed quickly, and negotiate with your insurance company to see that you get every dollar you deserve.

Hiring a public adjuster very early in the process the better, before the fact-finding stage. This opportunity will help you receive a fair settlement for all losses covered under the insurance policy.  Anytime during negotiations with the insurance company, a public adjuster may be able to negotiate a higher amount.

For commercial property, they will work with insurance claims related to:

❖      property damages

❖      business losses

❖      builders’ risk

❖      mechanical and electrical breakdown

Public adjusters will recognize claims that may be insubstantial and disputable and will explain such problems to the insurance company and you as the client. For example, there are meanings such as “collapse” or “physical damage” that might be entirely different from legal interpretations. A public adjuster will have a firm grasp of the law including the division of judicial responsibilities between your insurance company and you.

Guardian Public Adjusters began on a simple principle: that our clients should get expert, courteous, and professional service at the moment they need it most. We know from experience that claims and situations are not the same. Commercial and homeowner policies are so complex that even your insurance representatives can miss critical details. At the same time, many of our customers undervalue the assets and property they have lost, or aren’t sure how to get the compensation they deserve at a difficult time. You can count on Guardian Public Adjusters  to aid you in your time of need so that you can build your life again. Please call us at (309) 267-4490 or email us anytime at info@guardianpublicadjusters.com.

Sources:

www.prideadjusters.com

www.tdi.texas.gov

www.iii.org

www.en.wikipedia.org